S&P 500 Returns since 2000 (2024)

Stock market returns since 2000

If you invested $100 in the S&P 500 at the beginning of 2000, you would have about $553.47 at the end of 2024, assuming you reinvested all dividends. This is a return on investment of 453.47%, or 7.28% per year.

This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 203.96% cumulatively, or 4.67% per year.

If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $601.41.

Contents

  1. Overview
  2. Adjusting for inflation
  3. Full monthly data
  4. Dollar cost average

The graph below shows the performance of $100 over time if invested in an S&P 500 index fund. The returns assume that all dividends are automatically reinvested.

This chart shows the rate of gains and loss by month, including dividends:

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Adjusting stock market return for inflation

The nominal return on investment of $100 is $453.47, or 453.47%. This means by 2024 you would have $553.47 in your pocket.

However, it's important to take into account the effect of inflation when considering an investment and especially a long-term investment. You can convert S&P returns to their real (inflation-adjusted) value using an inflation calculation based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI).

In the case of the returns described above, the CPI in 2000 was 172.200 and the CPI in 2024 was 313.548.

The ratio between these CPIs describes how relative buying power of a dollar has changed over 24 years.

Adjusted for inflation, the $553.47 nominal end value of the original $100 investment would have a real return of roughly $203.96 in 2000 dollars. This means the inflation-adjusted return is 203.96% as opposed to the original 453.47%.

For more information on inflation, see our U.S. inflation calculator for 2000.

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Full monthly data

The table below shows the full dataset pertaining to a $100 investment, including gains and losses over the 292-month period between 2000 and 2024.

Note that data shown is the monthly average closing price. Returns include dividends.

YearMonthReturn (%)Amount ($)CPI
20001-2.48%97.52168.80
200023.94%101.37169.80
200031.42%102.81171.20
20004-2.84%99.89171.30
200053.16%103.05171.50
200060.85%103.93172.40
200070.94%104.90172.80
20008-1.08%103.77172.80
20009-5.21%98.36173.70
200010-0.77%97.60174.00
200011-3.32%94.36174.10
2000120.46%94.79174.00
20011-2.14%92.76175.10
20012-9.08%84.34175.80
200130.45%84.72176.20
200146.88%90.55176.90
20015-2.39%88.39177.70
20016-2.66%86.03178.00
20017-2.05%84.27177.50
20018-11.25%74.80177.50
200193.18%77.18178.30
2001105.05%81.08177.70
2001111.47%82.27177.40
200112-0.30%82.02176.70
20021-3.35%79.27177.10
200224.95%83.19177.80
20023-3.51%80.27178.80
20024-2.82%78.00179.80
20025-5.92%73.38179.80
20026-10.76%65.49179.90
200271.14%66.24180.10
20028-4.76%63.08180.70
20029-1.37%62.22181.00
2002106.63%66.34181.30
200211-1.04%65.66181.30
200212-0.22%65.51180.90
20031-6.41%61.31181.70
200321.31%62.11183.10
200335.29%65.39184.20
200345.31%68.87183.80
200355.70%72.80183.50
200360.60%73.23183.70
20037-0.17%73.11183.90
200383.16%75.42184.60
200392.03%76.95185.20
2003101.21%77.88185.00
2003113.06%80.27184.50
2003124.93%84.23184.30
200411.09%85.14185.20
20042-1.57%83.81186.20
200430.97%84.62187.40
20044-2.56%82.45188.00
200452.86%84.81189.10
20046-2.24%82.91189.70
20047-1.39%81.76189.40
200482.78%84.03189.50
200490.10%84.12189.90
2004104.77%88.14190.90
2004112.73%90.54191.00
200412-1.35%89.32190.30
200511.68%90.82190.70
20052-0.26%90.59191.80
20053-2.41%88.40193.30
200541.34%89.59194.60
200552.18%91.54194.40
200561.81%93.19194.50
200570.31%93.48195.40
200580.28%93.74196.40
20059-2.62%91.28198.80
2005103.96%94.90199.20
2005112.14%96.94197.60
2005121.47%98.36196.80
20061-0.02%98.34198.30
200621.49%99.80198.70
200630.80%100.60199.80
20064-0.79%99.81201.50
20065-2.71%97.11202.50
200660.72%97.81202.90
200672.29%100.05203.50
200682.53%102.58203.90
200693.62%106.29202.90
2006102.00%108.42201.80
2006112.15%110.75201.50
2006120.69%111.51201.80
200711.60%113.29202.42
20072-2.47%110.49203.50
200734.18%115.11205.35
200743.39%119.01206.69
200750.34%119.42207.95
200760.57%120.11208.35
20077-4.20%115.06208.30
200783.07%118.60207.92
200792.99%122.15208.49
200710-4.81%116.28208.94
2007111.24%117.72210.18
200712-6.64%109.91210.04
20081-1.56%108.19211.08
20082-2.63%105.35211.69
200834.24%109.82213.53
200842.56%112.63214.82
20085-4.25%107.85216.63
20086-6.08%101.29218.82
200872.11%103.43219.96
20088-4.85%98.42219.09
20089-20.19%78.54218.78
200810-8.61%71.79216.57
200811-0.35%71.53212.43
200812-1.10%70.75210.23
20091-6.70%66.01211.14
20092-5.69%62.25212.19
2009312.32%69.92212.71
200946.66%74.58213.24
200952.87%76.72213.86
200961.28%77.70215.69
200978.12%84.01215.35
200983.65%87.08215.83
200992.40%89.17215.97
2009102.09%91.04216.18
2009112.23%93.06216.33
2009121.36%94.33215.95
20101-2.90%91.59216.69
201025.94%97.04216.74
201034.09%101.00217.63
20104-5.88%95.06218.01
20105-3.54%91.69218.18
20106-0.16%91.55217.97
201070.86%92.34218.01
201083.37%95.45218.31
201094.58%99.82218.44
2010102.49%102.31218.71
2010113.71%106.10218.80
2010123.46%109.78219.18
201113.15%113.24220.22
20112-1.11%111.98221.31
201132.22%114.46223.47
201140.66%115.22224.91
20115-3.66%111.00225.96
201163.10%114.44225.72
20117-10.40%102.54225.92
20118-0.79%101.73226.55
201193.02%104.80226.89
2011101.77%106.65226.42
2011111.55%108.31226.23
2011124.78%113.49225.67
201214.16%118.22226.67
201222.88%121.62227.66
20123-0.04%121.58229.39
20124-3.09%117.82230.09
20125-1.15%116.46229.82
201262.92%119.86229.48
201273.39%123.93229.10
201283.02%127.67230.38
20129-0.22%127.39231.41
201210-2.84%123.78231.32
2012112.18%126.47230.22
2012124.27%131.87229.60
201312.33%134.95230.28
201322.72%138.62232.17
201331.45%140.63232.77
201344.57%147.07232.53
20135-1.12%145.42232.95
201363.25%150.16233.50
201370.25%150.54233.60
201381.19%152.33233.88
201392.12%155.56234.15
2013103.86%161.56233.55
2013111.52%164.02233.07
2013120.97%165.61233.05
20141-0.13%165.39233.92
201422.72%169.89234.78
201430.20%170.24236.29
201441.53%172.84237.07
201453.20%178.37237.90
201461.50%181.04238.34
20147-0.43%180.26238.25
201481.78%183.47237.85
20149-2.65%178.61238.03
2014105.71%188.80237.43
2014110.63%190.00236.15
201412-1.11%187.89234.81
201512.83%193.21233.71
201520.06%193.31234.72
201530.88%195.01236.12
201540.98%196.92236.60
20155-0.44%196.06237.81
20156-0.08%195.91238.64
20157-2.42%191.16238.65
20158-4.51%182.54238.32
201594.32%190.42237.95
2015102.93%196.00237.84
201511-1.10%193.84237.34
201512-6.42%181.40236.53
20161-0.55%180.40236.92
201626.36%191.88237.11
201632.83%197.31238.13
20164-0.30%196.71239.26
201651.07%198.81240.23
201663.30%205.37241.02
201671.20%207.83240.63
20168-0.44%206.92240.85
20169-0.51%205.87241.43
2016101.20%208.34241.73
2016113.95%216.56241.35
2016121.44%219.68241.43
201712.58%225.34242.84
201721.75%229.28243.60
20173-0.15%228.93243.80
201741.69%232.80244.52
201751.78%236.94244.73
201760.99%239.28244.96
201770.25%239.87244.79
201781.65%243.83245.52
201792.73%250.50246.82
2017101.59%254.48246.66
2017112.88%261.82246.67
2017124.86%274.55246.52
20181-2.89%266.63247.87
201820.06%266.80248.99
20183-1.66%262.36249.55
201841.96%267.51250.55
201852.11%273.16251.59
201861.58%277.48251.99
201872.45%284.28252.01
201881.68%289.05252.15
20189-3.85%277.93252.44
201810-2.08%272.16252.89
201811-5.56%257.02252.04
2018121.74%261.48251.23
201915.83%276.72251.71
201921.95%282.11252.78
201933.72%292.61254.20
20194-1.53%288.13255.55
201951.40%292.18256.09
201963.83%303.36256.14
20197-3.13%293.85256.57
201983.09%302.92256.56
201990.01%302.95256.76
2019104.43%316.38257.35
2019112.47%324.19257.21
2019123.35%335.04256.97
202010.12%335.45257.97
20202-18.92%271.99258.68
202034.32%283.74258.12
202045.89%300.44256.39
202056.51%320.00256.39
202063.48%331.12257.80
202075.89%350.64259.10
20208-0.63%348.44259.92
202091.73%354.45260.28
2020103.95%368.47260.39
2020114.26%384.16260.23
2020122.80%394.90260.47
202112.49%404.74261.58
202120.82%408.06263.01
202136.02%432.64264.88
202140.76%435.93267.05
202151.81%443.82269.20
202163.07%457.43271.70
202172.19%467.43273.00
20218-0.08%467.04273.57
202190.45%469.15274.31
2021104.74%491.41276.59
2021110.27%492.71277.95
202112-2.05%482.60278.80
20221-2.90%468.59281.15
20222-0.89%464.41283.72
202230.12%464.96287.50
20224-7.87%428.36289.11
20225-3.37%413.92292.30
202260.46%415.85296.31
202276.45%442.66296.28
20228-7.28%410.44296.17
20229-3.09%397.76296.81
2022105.29%418.78298.01
2022110.01%418.82297.71
2022121.38%424.59296.80
202313.15%437.95299.17
20232-2.59%426.63300.84
202334.00%443.68301.84
202340.74%446.95303.36
202354.94%469.04304.13
202363.88%487.22305.11
20237-1.00%482.36305.69
20238-0.95%477.76307.03
20239-3.04%463.25307.79
2023104.60%484.56307.67
2023115.18%509.64307.05
2023122.91%524.48306.75
202414.20%546.50308.42
202423.28%564.44310.33
20243-1.01%558.75312.33
20244-0.94%553.47313.55

Click to show 282 more rows

Remember, returns are based on the average closing price across the entire month. Some losses are offset by dividend returns.

Dollar-cost averaging

Dollar-cost averaging is an alternative to investing the full lump-sum of $100.00 up-front. Instead, the capital is invested over a period of time.

Consider a strategy in which $100.00 was invested in the S&P 500 over a period of no more than 24 months beginning in 2000. This would result in a final amount of $601.41, including dividend reinvestments. In this particular case, dollar-cost average returns are greater than the returns of a lump-sum investment (which ends with $553.47).

YearMonthContribution ($)Amount ($)
200014.164.05
200024.168.53
200034.1612.87
200044.1616.54
200054.1621.35
200064.1625.73
200074.1630.16
200084.1633.95
200094.1636.12
2000104.1639.96
2000114.1642.65
2000124.1647.02
200114.1650.08
200124.1649.31
200134.1653.71
200144.1661.85
200154.1664.43
200164.1666.76
200174.1669.46
200184.1665.34
200194.1671.70
2001104.1679.69
2001114.1685.08
2001124.3289.13
20021-86.14
20022-90.40
20023-87.22
20024-84.76
20025-79.74
20026-71.16
20027-71.97
20028-68.55
20029-67.61
200210-72.09
200211-71.34
200212-71.19
20031-66.62
20032-67.49
20033-71.06
20034-74.83
20035-79.10
20036-79.57
20037-79.44
20038-81.95
20039-83.61
200310-84.63
200311-87.22
200312-91.52
20041-92.52
20042-91.07
20043-91.95
20044-89.59
20045-92.15
20046-90.09
20047-88.84
20048-91.31
20049-91.41
200410-95.77
200411-98.38
200412-97.05
20051-98.69
20052-98.43
20053-96.06
20054-97.35
20055-99.47
20056-101.27
20057-101.58
20058-101.87
20059-99.19
200510-103.12
200511-105.33
200512-106.88
20061-106.86
20062-108.45
20063-109.31
20064-108.45
20065-105.52
20066-106.28
20067-108.71
20068-111.47
20069-115.50
200610-117.81
200611-120.34
200612-121.17
20071-123.11
20072-120.06
20073-125.08
20074-129.32
20075-129.77
20076-130.52
20077-125.03
20078-128.88
20079-132.73
200710-126.35
200711-127.92
200712-119.43
20081-117.56
20082-114.47
20083-119.33
20084-122.39
20085-117.19
20086-110.07
20087-112.39
20088-106.94
20089-85.35
200810-78.00
200811-77.73
200812-76.88
20091-71.73
20092-67.65
20093-75.98
20094-81.04
20095-83.37
20096-84.43
20097-91.29
20098-94.62
20099-96.89
200910-98.92
200911-101.13
200912-102.50
20101-99.53
20102-105.44
20103-109.75
20104-103.30
20105-99.64
20106-99.48
20107-100.34
20108-103.72
20109-108.47
201010-111.17
201011-115.30
201012-119.29
20111-123.05
20112-121.68
20113-124.38
20114-125.20
20115-120.61
20116-124.36
20117-111.42
20118-110.54
20119-113.88
201110-115.89
201111-117.69
201112-123.32
20121-128.46
20122-132.16
20123-132.11
20124-128.03
20125-126.55
20126-130.25
20127-134.66
20128-138.73
20129-138.43
201210-134.50
201211-137.43
201212-143.29
20131-146.64
20132-150.63
20133-152.82
20134-159.81
20135-158.02
20136-163.16
20137-163.58
20138-165.53
20139-169.03
201310-175.56
201311-178.23
201312-179.95
20141-179.72
20142-184.61
20143-184.98
20144-187.82
20145-193.82
20146-196.72
20147-195.88
20148-199.36
20149-194.09
201410-205.16
201411-206.46
201412-204.17
20151-209.94
20152-210.06
20153-211.90
20154-213.98
20155-213.05
20156-212.88
20157-207.71
20158-198.35
20159-206.92
201510-212.98
201511-210.63
201512-197.11
20161-196.03
20162-208.50
20163-214.40
20164-213.75
20165-216.03
20166-223.16
20167-225.83
20168-224.84
20169-223.70
201610-226.39
201611-235.32
201612-238.71
20171-244.86
20172-249.14
20173-248.76
20174-252.97
20175-257.46
20176-260.00
20177-260.65
20178-264.96
20179-272.20
201710-276.53
201711-284.50
201712-298.34
20181-289.72
20182-289.91
20183-285.09
20184-290.68
20185-296.82
20186-301.51
20187-308.90
20188-314.09
20189-302.00
201810-295.73
201811-279.28
201812-284.13
20191-300.69
20192-306.55
20193-317.96
20194-313.09
20195-317.49
20196-329.64
20197-319.31
20198-329.16
20199-329.19
201910-343.79
201911-352.28
201912-364.07
20201-364.51
20202-295.55
20203-308.32
20204-326.47
20205-347.72
20206-359.80
20207-381.01
20208-378.62
20209-385.16
202010-400.38
202011-417.44
202012-429.11
20211-439.80
20212-443.41
20213-470.11
20214-473.69
20215-482.26
20216-497.06
20217-507.92
20218-507.49
20219-509.79
202110-533.98
202111-535.39
202112-524.41
20221-509.19
20222-504.64
20223-505.24
20224-465.46
20225-449.78
20226-451.87
20227-481.00
20228-446.00
20229-432.21
202210-455.05
202211-455.10
202212-461.37
20231-475.89
20232-463.58
20233-482.11
20234-485.67
20235-509.67
20236-529.42
20237-524.14
20238-519.14
20239-503.37
202310-526.54
202311-553.79
202312-569.91
20241-593.85
20242-613.34
20243-607.15
20244-601.41

Click to show 282 more rows

The information on this page is derived from Robert Shiller's book, Irrational Exuberance and the accompanying dataset, as well as the U.S. Bureau of Labor Statistics' monthly CPI logs.

Note that S&P index value for the current quarter is based on a moving average of closing prices, per Robert Shiller's methodology. The inflation data used is based on annual CPI averages.

S&P 500 Returns since 2000 (2024)

FAQs

What is the S&P 500 total return since 2000? ›

Stock market returns since 2000

This is a return on investment of 453.47%, or 7.28% per year. This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 203.96% cumulatively, or 4.67% per year.

What is the average return of the S&P 500 over the past 20 years? ›

The historical average yearly return of the S&P 500 is 9.88% over the last 20 years, as of the end of April 2024. This assumes dividends are reinvested. Adjusted for inflation, the 20-year average stock market return (including dividends) is 7.13%.

What is the average annual rate of return for the S&P 500? ›

Bottom Line. Since 1957, the S&P 500's average annual rate of return has been approximately 10.5% (through March 2023) and around 6.6% after adjusting for inflation.

How much has the S&P 500 returned over the last 15 years? ›

Overall, the S&P 500 grew at a compound annual growth rate of 13.8% over the last 15 years. Adjusting for inflation, the index grew 11.2% per year during that period.

How much money was $1000 invested in the S&P 500 in 1980? ›

In 1980, had you invested a mere $1,000 in what went on to become the top-performing stock of S&P 500 (^GSPC 0.80%), then you would be sitting on a cool $1.2 million today. That equates to a total return of 120,936%. The stock? None other than Gap (GPS 28.60%).

What is the average annual return of the spy? ›

Since it was expanded to include 500 stocks in 1957, the average annualized return in the S&P 500 is closer to 10.15%. That means the average annualized return in SPY is roughly 10%.

What is the 10 year return on the S&P 500? ›

S&P 500 10 Year Return (I:SP50010Y)

S&P 500 10 Year Return is at 167.3%, compared to 180.6% last month and 161.0% last year. This is higher than the long term average of 114.6%.

What is the historic return of the S&P 500? ›

The index has returned a historic annualized average return of around 10.26% since its 1957 inception through the end of 2023.

Is the S&P 500 a good investment? ›

Investing in an S&P 500 fund can instantly diversify your portfolio and is generally considered less risky. S&P 500 index funds or ETFs will track the performance of the S&P 500, which means when the S&P 500 does well, your investment will, too. (The opposite is also true, of course.)

What is the safest investment with the highest return? ›

These seven low-risk but potentially high-return investment options can get the job done:
  • Money market funds.
  • Dividend stocks.
  • Bank certificates of deposit.
  • Annuities.
  • Bond funds.
  • High-yield savings accounts.
  • 60/40 mix of stocks and bonds.
May 13, 2024

How much money do I need to invest to make $3,000 a month? ›

Imagine you wish to amass $3000 monthly from your investments, amounting to $36,000 annually. If you park your funds in a savings account offering a 2% annual interest rate, you'd need to inject roughly $1.8 million into the account.

How to get 10% return on investment? ›

Where can I get 10 percent return on investment?
  1. Invest in stocks for the short term. ...
  2. Real estate. ...
  3. Investing in fine art. ...
  4. Starting your own business. ...
  5. Investing in wine. ...
  6. Peer-to-peer lending. ...
  7. Invest in REITs. ...
  8. Invest in gold, silver, and other precious metals.

What is a good return on investment over 5 years? ›

General ROI: A positive ROI is generally considered good, with a normal ROI of 5-7% often seen as a reasonable expectation. However, a strong general ROI is something greater than 10%. Return on Stocks: On average, a ROI of 7% after inflation is often considered good, based on the historical returns of the market.

What is the S&P 500 monthly total return? ›

S&P 500 Monthly Total Return is at -4.08%, compared to 3.22% last month and 1.56% last year. This is lower than the long term average of 0.70%. The S&P 500 Monthly Total Return is the investment return received each month, including dividends, when holding the S&P 500 index.

What was the S&P 500 at in 2000? ›

The 2000 market top evolved over a 12 month period as the S&P 500 traded between 1325 and 1550. The index broke this range at the end of 2000 and continued lower in early 2001.

What is the total return of the S&P 500 index Fund? ›

Returns (NAV as on 24th May, 2024)
Period Invested for₹10000 Invested onCategory Avg
1 Year24-May-2329.13%
2 Year24-May-2222.53%
3 Year24-May-2116.03%
Since Inception28-Apr-2015.18%
5 more rows

What is the 10 year total return on the S&P 500? ›

S&P 500 10 Year Return is at 167.3%, compared to 180.6% last month and 161.0% last year.

How much has the sp500 returned since 2005? ›

Stock market returns since 2005

This is a return on investment of 519.66%, or 9.89% per year.

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