Yes, Allstate lets you pay late, as long as you make a payment within 30 days after your bill's due date. The length of Allstate's grace period depends on a policyholder's state, and a late fee of $10 gets applied to past-due payments.
Once the due date for your bill has passed, Allstate will send a notice of cancellation within 10 days of the original due date. This cancellation notice will include a final date by which your bill has to be paid before your policy is canceled.
Key Things to Know About Allstate's Payment Policies
- You can make payments by calling 1-800-901-1732, online using Allstate's payment portaln, mailing a check or money order to Allstate Payments, and using the Allstate mobile app.
- You can set up automatic payments with Allstate.
- Allstate charges a fixed fee of $10 for late payments, which may be waived in certain situations.
- Allstate is required by law to send you a notice before they cancel your policy.
- Allstate offers discounts if you enroll in autopay or pay your premium in full up front.
- Allstate may offer the option to reinstate your policy after it has been canceled.
If the cost of your car insurance payments is an issue, there are several things you can do to reduce your premium. You can shop around with other companies for a cheaper quote, reduce your current coverage if possible, and ask your insurer about any discounts that you might be eligible for.
For more information about saving money on car insurance, check out WalletHub's guide on how to lower your car insurance costs.
This answer was first published on 11/06/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
How much does Allstate car insurance cost?
Allstate car insurance costs an average of $1,262 per year ($105 per month) for a minimum-coverage policy, which is less than the national average of $720 per year. The exact cost of auto insurance with Allstate depends on factors such as a driver's history on the road, age, state, and coverage limits. For example, full coverage insurance from Allstate costs an average of $3,666 per year.
Average Cost of Allstate Car Insurance by Category
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Why is Allstate so expensive?
Allstate is so expensive because car insurance is expensive in general, due to rising costs for insurers. Allstate's premiums may also reflect how competitively Allstate agents are paid, but at $781 per year, the average Allstate car insurance policy is actually cheaper than coverage from most competitors. In fact, Allstate is one of the cheapest car insurance companies nationally.
Even though Allstate offers cheaper-than-average rates, its premiums can get expensive for drivers with certain characteristics. For example, teenagers pay...
How can I lower my Allstate car insurance?
You can lower your Allstate car insurance costs by taking advantage of Allstate discounts, opting for a higher deductible, and reducing your coverage, among other things. Allstate considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
How to Lower the Cost of Car Insurance from...
